Document Type

Article

Publication Date

8-2025

Abstract

The study investigated how the different elements of financial literacy influence the financial inclusion of jeepney and tricycle drivers in Caloocan, Metro Manila. Pearson correlation analysis revealed a positive correlation between financial inclusion and attitude, behavior, knowledge, and skills. Additionally, analysis of variance highlighted that education and age play significant roles in enhancing financial literacy. The linear regression findings also supported the idea that income acts as a positive moderator, augmenting the impact of financial literacy on financial inclusion. The study attempted to disaggregate its financial literacy components to understand their impact on financial inclusion, but its interrelationships also require further investigation. Future research can include regional comparative analysis, enhancing the understanding of how these relationships vary across different contexts. Adding these variables would provide a more comprehensive understanding of the factors influencing financial participation among marginalized populations.

Share

COinS